Certified Banking Professional (CBP)
The Banking Studies Certificate focuses on the broad-based knowledge, tools, skills, and strategies used in the field of banking and abilities needed to efficiently manage a bank branch in a highly competitive and increasingly complex industry.
Seven industry-focused courses provide students with current, real-world knowledge and skills that can be immediately applied to a variety of positions in the banking industry, including entry-level administrative support positions and office and administrative support supervisors and managers who wish to enhance skills and remain current in industry trends and changes.
Students will learn to identify and evaluate industry trends and synthesize that data into action plans that increase procedural and human effectiveness and efficiencies within their branch. The program is also intended to provide students with the ability to understand technological, legal, and marketing issues relating to a global banking economy. Ethical decision-making as it relates to managing a branch is an integral theme of this program.
To be certified as CBP, student should take up a 1.5 hours exam at the designated examination centers. The exam would consist of 50 multiple choice questions.
Module 1 The Financial System
An introduction to the study of the banking and securities industries. Establishes the functions of financial intermediaries and financial markets in the financial system. Examines the roles of banks, thrifts, and nondeposit intermediaries as well as the roles of the various financial markets, including money markets, bond markets, and equity markets in meeting the needs of lenders and borrowers, including governments, businesses, and consumers.
Module 2 Bank Operations
A study of bank operations. Introduces the system of bank accounting. Topics include the deposit operations of banks in the context of their regulatory environment; bank payment systems, with emphasis on check clearing operations and electronic funds transfer systems; audit and internal control systems in computerized banking operations; bank examination processes and operational planning.
Module 3 Bank Lending
A study of bank lending. Provides techniques of financial statement analysis, with emphasis on interpretation and understanding of financial statements. Examines the subject of corporate finance, including the time value of money, asset valuation, optimal management of short-term assets and liabilities, capital budgeting, capital structure, and risk concepts. Examines the process of commercial lending, including credit analysis, risk assessment, loan pricing, and loan documentation.
Module 4 Securities Markets
A study of the securities markets. Examines the financial markets, with emphasis on the processes by which securities are issued in the primary markets and traded in the secondary markets. Examines the techniques of bank asset and liability management in relation to the securities markets. Examines the business of investment banking as a service to bank clients.
Module 5 International Banking
A study of international banking. Examines the techniques of financing international trade, including the methods of handling documentary collections and letters of credit. Examines the foreign exchange markets, with emphasis on their relationship to bank management and client service. Examines current practices in global finance as used by multinational enterprises.