Certified Life Insurance Professional (CLIP)

The Certified Life Insurance Professional (CLIP) program is a prestigious certification meticulously designed to equip individuals with advanced knowledge and expertise in the specialized domain of life insurance. Life insurance is a crucial component of financial planning and protection, and professionals with CLIP certification are recognized for their mastery in life insurance principles, product structuring, client advisory, and ethical standards within the insurance industry.

Certification Program Objectives:

Upon completing the Certified Life Insurance Professional (CLIP) program, participants will acquire a comprehensive skill set, including the ability to:

  • Life Insurance Fundamentals: Develop a deep understanding of the foundational principles of life insurance, including various policy types, benefits, and underwriting processes.
  • Life Insurance Product Structuring: Proficiently design and structure life insurance policies that cater to clients’ financial protection and estate planning needs.
  • Client Advisory and Needs Assessment: Conduct comprehensive client assessments to determine life insurance needs and provide tailored solutions.
  • Ethical Standards in Life Insurance: Demonstrate ethical conduct and professional integrity in all aspects of life insurance advisory and policy management.

Certification Requirements:

  • Bachelor’s Degree


  • 2 – 5 years of relevant work experience

Certifying Examination:

  • To be certified as CLIP, student should take up a 1.5 hours exam at the designated examination centers.
  • The qualifying exam would consist of 50 multiple choice questions, testing core certification modules.
  • Professionals with relevant experience and other qualifying criteria may be exempted from the examination.

Certification Modules:

  1. Life Insurance Fundamentals
  2. Life Insurance Product Structuring
  3. Client Advisory and Needs Assessment
  4. Ethical Standards in Life Insurance
  5. Underwriting and Risk Assessment in Life Insurance
  6. Claims Management and Settlement in Life Insurance

* The modules of the certification are constantly updated and are subject to change.

Who Should Do This Certification:

The Certified Life Insurance Professional (CLIP) certification is highly valuable for professionals within the insurance and financial planning sectors, including:

  • Life Insurance Advisors: Those responsible for advising clients on life insurance policies and financial protection strategies.
  • Financial Planners: Professionals incorporating life insurance into comprehensive financial planning.
  • Insurance Underwriters: Individuals involved in assessing risks and determining policy eligibility.
  • Estate Planning Specialists: Experts in estate planning, including the use of life insurance for wealth transfer.
  • Financial and Investment Professionals: Those seeking a deeper understanding of life insurance in the context of financial planning.

Earning the CLIP certification signifies your expertise in life insurance advisory, product structuring, and ethical standards. Whether you are already working in the industry or aspire to do so, this certification equips you with the knowledge and skills needed to excel in roles that demand advanced proficiency in life insurance.

Join the CLIP program and embark on a journey to become a Certified Life Insurance Professional, helping clients achieve financial security and peace of mind through effective life insurance solutions.