The Certified Treasury & Cash Management Professional (CTCMP)™ certification program is a globally relevant and professionally structured qualification designed for individuals seeking to build or advance careers in corporate treasury, cash management, and liquidity management. In today’s dynamic and uncertain economic environment, effective treasury and cash management is critical to ensuring organizational liquidity, financial stability, and risk resilience. Organizations increasingly rely on skilled treasury professionals to manage cash flows, optimize working capital, mitigate financial risks, and support strategic financial decision-making.

Treasury and cash management goes far beyond routine cash monitoring and banking transactions. It involves forecasting cash flows, managing liquidity and funding, optimizing working capital, overseeing banking relationships, managing financial risks such as interest rate and foreign exchange exposure, and ensuring strong internal controls and compliance. This program equips participants with a structured understanding of treasury functions, cash management techniques, risk management tools, and treasury best practices. Emphasis is placed on practical application, decision-oriented analysis, and aligning treasury activities with broader organizational and financial objectives.

Graduates of the CTCMP™ program will be equipped to manage cash and treasury operations with discipline, accuracy, and strategic insight, contributing directly to organizational resilience, efficiency, and long-term financial health.

Certification Program Objectives:

Upon completing the Certified Treasury & Cash Management Professional (CTCMP)™ program, participants will be able to:

• Understand Treasury and Cash Management Fundamentals – Develop a strong foundation in corporate treasury roles, responsibilities, and financial ecosystems.
• Manage Cash Flows and Liquidity – Forecast, monitor, and optimize cash inflows and outflows to ensure adequate liquidity at all times.
• Optimize Working Capital – Analyze and improve receivables, payables, and inventory cycles to enhance cash efficiency.
• Manage Banking and Payment Systems – Oversee bank relationships, payment instruments, and cash concentration structures.
• Identify and Manage Financial Risks – Understand and manage interest rate, foreign exchange, and liquidity risks using appropriate tools and controls.
• Ensure Treasury Governance and Controls – Apply internal controls, policies, compliance standards, and best practices in treasury operations.

Certification Eligibility Criteria:

To apply for certification from The American Institute of Business and Management (AIBM) and its allied institutions, candidates must meet at least one of the following criteria:

• A Bachelor’s degree from a recognized institution

And/or

• 2 to 5 years of relevant work experience in the related professional field.

Note: Applicants who do not hold a Bachelor’s degree but possess exceptional professional experience and hold significant positions within their organizations in a relevant field may also be considered for certification on a case-by-case basis, subject to the approval of the AIBM evaluation committee.

Certifying Examination:

• To be certified as CTCMP™, student should take up a 1.5 hours online exam conducted by AIFB.
• The qualifying exam would consist of 50 multiple choice questions, testing core certification modules.
• Professionals with relevant experience and other qualifying criteria may be exempted from the examination.

Certification Modules:

• Module 1: Fundamentals of Treasury and Cash Management
• Module 2: Cash Flow Forecasting and Liquidity Management
• Module 3: Working Capital and Cash Optimization
• Module 4: Banking Relationships, Payments, and Treasury Operations
• Module 5: Financial Risk Management in Treasury
• Module 6: Treasury Governance, Controls, and Best Practices

* The Certification Title and its modules are regularly reviewed, updated and may change in alignment with evolving industry needs and regulatory standards.

Who Should Do This Certification:

The Certified Treasury & Cash Management Professional (CTCMP)™ certification is ideal for professionals and graduates who want to develop structured, professional expertise in treasury and liquidity management. It is particularly valuable for:

• Treasury and Cash Management Professionals responsible for managing daily cash positions, liquidity, and funding.
• Finance and Accounting Professionals involved in cash forecasting, working capital management, and financial planning.
• Corporate Finance and FP&A Professionals seeking a deeper understanding of liquidity and cash flow dynamics.
• Banking and Financial Services Professionals working with corporate clients on cash management and treasury solutions.
• Controllers and Finance Managers overseeing financial operations, controls, and cash governance.
• Risk Management Professionals involved in managing financial and liquidity risks.
• Entrepreneurs and Business Owners responsible for managing organizational cash flows and financial stability.
• Graduates and Career Switchers aspiring to enter corporate treasury, cash management, or finance operations roles.

Key Benefits of CTCMP Certification:

• Professional Recognition – Establishes credibility as a qualified treasury and cash management professional.
• Career Advancement – Supports progression into roles such as Treasury Analyst, Treasury Manager, Cash Manager, or Finance Manager.
• Improved Liquidity Management – Enhances the ability to forecast, manage, and optimize organizational cash flows.
• Stronger Financial Control – Strengthens governance, controls, and compliance within treasury operations.
• Risk-Aware Decision Making – Improves understanding of financial risks and appropriate mitigation strategies.
• Operational and Strategic Relevance – Enables professionals to support both day-to-day treasury operations and strategic financial decisions.
• Global Applicability – Relevant across industries, geographies, and organizational sizes in both domestic and international contexts.

The CTCMP™ certification empowers professionals to manage treasury and cash functions with confidence, precision, and strategic awareness. By mastering treasury fundamentals, cash optimization techniques, risk management, and governance practices, certified individuals are well-positioned to safeguard liquidity, enhance financial resilience, and support sustainable organizational growth.